Forums > Sailing General

Public Liability Insurance only

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Created by Bundeenabuoy > 9 months ago, 22 Oct 2019
Bundeenabuoy
NSW, 1239 posts
22 Oct 2019 11:05AM
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Does anyone know where I can get it?

cisco
QLD, 12315 posts
22 Oct 2019 11:04AM
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If you are old enough get it from Apia.

EC31
NSW, 490 posts
22 Oct 2019 1:40PM
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Club Marine do it as well for some types of vessels.

Sydney88
NSW, 108 posts
22 Oct 2019 4:53PM
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Some home and contents insurance actually provides members of the household public liability cover even off the property. Not sure if it would cover the boat itself it but assuming the boat is your property you would be liable anyway might be worth checking with your insurer. The example I would think of is if you're at park playing cricket and injure someone you may be covered by your home policy.

Bundeenabuoy
NSW, 1239 posts
22 Oct 2019 5:02PM
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Apia and Club Marine will not insure my Swanson 1986 for any type of insurance.
NRMA will insure comprehensively for $16000 with a survey for a premium of $541.
I am probably waiting four weeks for the rigger to be available to do the work and complete the out of water survey.
The Insurance Council of Australia is returning my call tomorrow.
I will let you know how I get on.

troubadour
NSW, 319 posts
22 Oct 2019 5:23PM
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New Wave Marine insurance covered my Cav 28 without survey for $20k for $574/annum

r13
NSW, 1437 posts
22 Oct 2019 6:04PM
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Yes New Wave Marine insured us also with no survey and at a reasonable annual fee - they have a very easy on-line system to fill out. Note however that they cover rig damage at market value only - ie what you say the rig is worth as a fraction of the total yacht value - so the rig cover is not a new replacement rig. Which is all totally fair imho.

jbear
NSW, 115 posts
22 Oct 2019 6:53PM
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I'm with Youi

UncleBob
NSW, 1200 posts
22 Oct 2019 6:54PM
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Select to expand quote
Bundeenabuoy said..
Apia and Club Marine will not insure my Swanson 1986 for any type of insurance.
NRMA will insure comprehensively for $16000 with a survey for a premium of $541.
I am probably waiting four weeks for the rigger to be available to do the work and complete the out of water survey.
The Insurance Council of Australia is returning my call tomorrow.
I will let you know how I get on.


Hi, which rigger did you go with?

saintpeter
VIC, 122 posts
22 Oct 2019 6:57PM
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Select to expand quote
jbear said..
I'm with Youi


You won't be next year !!!

Bundeenabuoy
NSW, 1239 posts
23 Oct 2019 5:55AM
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UncleBob said..

Bundeenabuoy said..
Apia and Club Marine will not insure my Swanson 1986 for any type of insurance.
NRMA will insure comprehensively for $16000 with a survey for a premium of $541.
I am probably waiting four weeks for the rigger to be available to do the work and complete the out of water survey.
The Insurance Council of Australia is returning my call tomorrow.
I will let you know how I get on.



Hi, which rigger did you go with?


Your and my friend, but I have to wait four weeks.
Thanks for dropping over, hope to catch you soon.

Bundeenabuoy
NSW, 1239 posts
25 Oct 2019 5:57AM
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saintpeter said..


jbear said..
I'm with Youi




You won't be next year !!!



Please explain, if not email me.
Thanks.

Charriot
QLD, 875 posts
25 Oct 2019 6:46AM
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Most of them are very lucky. You have insurance.
Probably from this year, there are completely new rules
for insuring boats, not just yacht, power boats too.
For instance, the yacht insured 10 years, after changed
ownership is practically not insurable any more.
Sure there are exceptions.
I did contact and filled forms, roughly 15 ins. comp. and brokers.
No luck at all. I used last resort, go overseas.
edwardwilliam.com/ , I was lucky there.
Go through finding insurer is frustrating/ shocking.

Bundeenabuoy
NSW, 1239 posts
25 Oct 2019 11:43AM
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Charriot said..
Most of them are very lucky. You have insurance.
Probably from this year, there are completely new rules
for insuring boats, not just yacht, power boats too.
For instance, the yacht insured 10 years, after changed
ownership is practically not insurable any more.
Sure there are exceptions.
I did contact and filled forms, roughly 15 ins. comp. and brokers.
No luck at all. I used last resort, go overseas.
edwardwilliam.com/ , I was lucky there.
Go through finding insurer is frustrating/ shocking.


I managed to get comprehensive insurance with APIA without a survey.

Karsten
NSW, 331 posts
25 Oct 2019 2:51PM
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Since the title of this thread was getting new "Public Liability Insurance only", it looks like that is unobtainable for 10y+ old boats on moorings (which would probably account for over 50% of sailboats in Australia).

The people going with New Wave and Apia, did you try to get Liability-only but were forced to go Comprehensive, or were you preferring comprehensive anyway ?

troubadour
NSW, 319 posts
25 Oct 2019 3:37PM
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Karsten said..
Since the title of this thread was getting new "Public Liability Insurance only", it looks like that is unobtainable for 10y+ old boats on moorings (which would probably account for over 50% of sailboats in Australia).

The people going with New Wave and Apia, did you try to get Liability-only but were forced to go Comprehensive, or were you preferring comprehensive anyway ?


I only tried for comprehensive

Ramona
NSW, 7421 posts
25 Oct 2019 5:52PM
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Select to expand quote
Karsten said..
Since the title of this thread was getting new "Public Liability Insurance only", it looks like that is unobtainable for 10y+ old boats on moorings (which would probably account for over 50% of sailboats in Australia).

The people going with New Wave and Apia, did you try to get Liability-only but were forced to go Comprehensive, or were you preferring comprehensive anyway ?


I have Apia Public liability only.

Bundeenabuoy
NSW, 1239 posts
25 Oct 2019 8:08PM
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Karsten said..
Since the title of this thread was getting new "Public Liability Insurance only", it looks like that is unobtainable for 10y+ old boats on moorings (which would probably account for over 50% of sailboats in Australia).

The people going with New Wave and Apia, did you try to get Liability-only but were forced to go Comprehensive, or were you preferring comprehensive anyway ?


I only tried for public liability because I was under the impression that every insurance company required the rigging replaced after ten years, or at the very least a positive rigging survey. This is not the case with Apia.

woko
NSW, 1523 posts
26 Oct 2019 6:43AM
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I got the same run around as charriot an underwriter in WA offered me 3rd party only for $890. I declined his offer !

Bundeenabuoy
NSW, 1239 posts
26 Oct 2019 7:12AM
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We lost another boat at Bundeena four weeks ago, to go with the five lost in 2016.
Comprehensive was essential.

Sectorsteve
QLD, 2195 posts
29 Oct 2019 10:13PM
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Not sure but could be worth it. i got 3rd party here in nz with a crew called " Themarinashop" the underwriter is called MS AMLIN
for my 17 tonne steely it was 380nz p.a subject to a condition report, in water report. which was pretty basic. boats 1963. Was easy. Not sure if theyll do overseas boats but theyre super helpful and the underwriter is in London, so maybe???

Bundeenabuoy
NSW, 1239 posts
30 Oct 2019 6:10AM
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Select to expand quote
Sectorsteve said..
Not sure but could be worth it. i got 3rd party here in nz with a crew called " Themarinashop" the underwriter is called MS AMLIN
for my 17 tonne steely it was 380nz p.a subject to a condition report, in water report. which was pretty basic. boats 1963. Was easy. Not sure if theyll do overseas boats but theyre super helpful and the underwriter is in London, so maybe???


Glad you got it mate.
My comprehensive is with APIA.
$840 for $15000 with a $50 excess.



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"Public Liability Insurance only" started by Bundeenabuoy